Insurance Coverage

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Insurance coverages

Third Party Liability
All cars are provided with third party liability coverage. The insurance company covers the damage caused by our car to other people`s property, in case of physical injury or death.

Liability of the Renter
In case of damage to or loss of the rented car or parts of it, as well as in case of fire, breakage or theft of glass, mirror, tryres and rims, the renter or any additional authorized drivers are fully liable.

Collision Damage Waiver (CDW) 
The renter’s liability for damages to the Hertz vehicle can be reduced subject to Rental Agreement’s terms and conditions, to € 600 for gr. A, B, C, G, € 840 for gr. E, F, G, J, K, M, N, U, Q, S and € 1000 for gr.W.
The renter must have a "traffic accident report" signed by a person at fault to be free of financial responsibility. CDW is included in the rental rates.

Theft Protection (TP)
In case of the eventual theft of a car or its components, the customer shall indemnify Hertz Bulgaria for all resulting damages.
TP is a service which lowers the renters responsibility for loss or damage to the vehicle due to theft, attempted theft or vandalism (incl. parts and accessories), by following the conditions of our rental agreement. TP is included in the rental rates.


Collision Damage waiver and theft protection do not cover damages of the underside body of the vehicle, tyres and rims, theft of rim covers, radio-cassette players, vechicle license documents, keys with alarm and theft of any personal luggage.
Collision damage waiver and theft protection do not cover any damage or theft if the customer violates the conditions for use of the vehicle or shall have operated the vehicle in contradiction with the rental agreement and/or the legal provisions.

Super Collision Damage Waiver (SCDW) or Full Damage Waiver (FDW)
The Renter may waive payment, by paying an additional daily fee as follows:

  • For car gr. A, B, C: € 8.40
  • For car gr.D, J: € 9.60 
  • For car gr. F, K, M, Q: € 12
  • For car gr.E, G, N, U: € 18
  • For car gr. S: € 14.40
  • For car gr. W: € 24


SCDW (FDW) can be accepted only after acceptance of CDW (Collision Damage Waiver). Liability may in no case be restricted or cancelled in cases of partial theft, loss of parts, accessories, documents, damage to tyres, and any other part on the underside body of the vehicle.

Personal Accident Insurance (PAI)
Personal accident insurance is available at € 7,20 per day.
This insurance covers the driver`s and each passenger`s medical expenses up to € 2 000 and loss of life or total/partial permanent disablement by € 20 000 and € 10 000 respectively. Aggregate indemnity per accident limited to € 40 000.

Incident administration fee
In case of an incident due to the renter’s liability, the renter has the obligation to pay to Hertz Bulgaria a non-refundable fee of € 18 to cover the administration expenses.

Rates include VAT.
Rates and conditions are subject to change without notice.